Today Bank Holidays – What You Need to Know

Introduction

Bank holidays mean more than just a day off: for people depending on branch services — depositing cash, cheque clearance, submitting certain documents, etc. — they can cause delays and inconvenience. Knowing whether banks are open today in your state, or if it's a holiday, helps you plan ahead. Recently, there have been a number of bank holidays in September 2025 across India (both regular and festival‑based). This article helps you understand whether today is a bank holiday, what kinds of bank holidays exist, how bank holidays are decided, and tips to manage your banking tasks around such holidays.

Is Today a Bank Holiday?

Checking the Latest Information

• As per the Reserve Bank of India (RBI) calendar, banks are closed on all Sundays, the second and fourth Saturdays of each month, and on specific festival or regional holidays. 

• Today (depending on the date and your state) may or may not be a bank holiday. It’s important to check state‑wise. For example, as of September 2025, some bank holidays are observed only in specific states for certain festivals. 

What to Watch for

• Even if physical branches are closed, digital banking, UPI, mobile banking, ATMs usually remain functional. 

• Some holidays are declared only in certain states — what is a holiday in one region may be a regular working day in another. Be sure to check your local RBI holiday list. 

Bank Holidays in September 2025 (State‑wise Overview)

Below is a table summarizing key bank holiday dates in September 2025, along with the regions affected:

Types of Bank Holidays & How They Are Decided

Categories of Bank Holidays

There are generally several types:

1. Weekly/Regular Holidays – Sundays; second & fourth Saturdays of each month. These are uniform across India. 

2. Festival / Religious Holidays – Based on cultural, religious observances like Eid, Onam, etc. These apply state‑wise or regionally.

3. Observance / Regional Holidays – Such as state festivals, anniversaries, or local events declared by the state government. 

How Bank Holiday Calendar is Set

• The RBI publishes an annual bank holiday schedule, which all banks follow. 

• State governments propose region‑specific holidays (festivals or public observances) that apply only within that state or region, after being cleared in RBI’s calendar.

If Today Is a Bank Holiday, What You Should Do

If you discover that today is a bank holiday (in your state), here are steps you can take to manage:

1. Check your local bank branch status — Some branches in border areas may follow neighbouring states’ calendars; it’s good to call or check online.

2. Plan essential tasks ahead — Deposit cash, withdraw cash, send cheques, or meet with bank staff before bank holiday.

3. Use digital services — UPI, IMPS, mobile banking, ATMs usually work even when physical branches are closed.

4. Avoid deadlines — If you need to submit something in person (loan forms, documents etc.), try to do so before the holiday.

5. Inform others — If you rely on banking for business, payroll etc., notify employees and clients about holiday closure.

Conclusion

Bank holidays are a routine but important part of life—especially in India where the calendar blends weekly off‑days with numerous religious, cultural, and regional observances. Whether or not today is a bank holiday depends heavily on your state, the date, and what kind of holiday it is.